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When you apply for a mortgage loan, one of the first questions your lender will ask is how long of a term you are interested in. The most popular term length chosen is 30 years, but there are also 15 and 20-year options. Some lenders offer other loan programs with different term lengths as well. […]

Most Americans have $10,000 or more in debt, with most of it owed to credit card companies. With several different payments and high monthly interest rates, getting out from under all that debt can seem impossible. However, debt consolidation loans can make the seemingly impossible possible. Debt consolidation loans can put all of that debt […]

  How to Get Your Dream House: Tips for Obtaining a Home Loan A house is one of the most expensive purchases anyone can ever make. People purchase a house for various reasons, usually to accommodate a growing family or move into a new neighborhood for work. If you’ve set your eyes on a good […]

How to Buy a Home This Year If you are tired of renting and ready to make your move, now is the perfect time to buy a home. Housing prices are still affordable, interest rates on mortgages remain low and there is plenty of inventory to choose from. Owning the roof over your head can […]

Is it always a good idea to refinance your home mortgage when interest rates are low?  This article discusses the pros and cons of refinancing according to individual homeowner’s financial circumstances.  In-depth financial considerations are discussed. Historically low-interest rates are creating a surge in mortgage applications, and home refinancing is currently accounting for a large […]